{"id":323,"date":"2014-01-24T10:23:00","date_gmt":"2014-01-24T15:23:00","guid":{"rendered":"https:\/\/yourfaircreditlawyernow.com\/?p=323"},"modified":"2021-01-01T17:43:35","modified_gmt":"2021-01-01T22:43:35","slug":"how-do-you-fix-an-inaccurate-credit-report","status":"publish","type":"post","link":"https:\/\/yourfaircreditlawyernow.com\/?p=323","title":{"rendered":"How do you fix an inaccurate credit report?"},"content":{"rendered":"

Using the provisions of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681, is the best way for a consumer\u00a0 to solve problems associated with inaccurate information on their credit report.\u00a0 Passed by Congress in 1971, the FCRA is part of the federal Consumer Credit Protection Act and regulates various entities involved in credit reporting.\u00a0 The stated purpose of the statute at 15 U.S.C. 1681(b)<\/a> is “to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a\u00a0 manner, which is fair and equitable to the consumer regarding the proper use of credit information, as well as assuring confidentiality, accuracy, and relevancy.”<\/p>\n

The banking system depends on accurate credit reports\u00a0and inaccurate credit reports in Virginia, Pennsylvania, and throughout the United States\u00a0hurt\u00a0 consumers as well as lenders because inaccurate judgments, tax liens, and other trade lines undermine the integrity of the entire lending process.\u00a0 Credit evaluation is a vital part of the life of consumers everywhere and can\u00a0greatly\u00a0impact the life of its victims.\u00a0 Through the mechanisms and rights afforded by the FCRA,\u00a0 incorrect items on credit reports for consumers in Virginia, Pennsylvania, and elsewhere can be removed and damages recovered for the entities responsible.\u00a0\u00a0 Please review this previous post for information on how to dispute inaccurate items in your credit report<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Using the provisions of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681, is the best way for a consumer\u00a0 to solve problems associated with inaccurate information on their credit report.\u00a0 Passed by Congress in 1971, the FCRA is part of the federal Consumer Credit Protection Act and regulates various entities involved in credit reporting.\u00a0 … Continue reading How do you fix an inaccurate credit report?<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[4,5],"class_list":["post-323","post","type-post","status-publish","format-standard","hentry","category-disputes","tag-credit-disputes","tag-inaccurate-reports"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/posts\/323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=323"}],"version-history":[{"count":7,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/posts\/323\/revisions"}],"predecessor-version":[{"id":335,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=\/wp\/v2\/posts\/323\/revisions\/335"}],"wp:attachment":[{"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yourfaircreditlawyernow.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}