If you have a credit report error \u00a0or potential identity theft problem in Herndon, Virginia, I would be happy to discuss your situation via the telephone at 703-390-9205. \u00a0My law office has handled numerous cases involving credit report mistakes and identity\u00a0theft, and we are willing to discuss your particular problem.<\/p>\n
Sometimes consumers need assistance outside of regular office hours when identity theft is suspected. \u00a0In fact, CNN\u00a0has reported that another American is victimized by identity theft every two seconds<\/a>, which is shocking. If you feel that you may have been a victim of identity theft, a good first step is to place an initial fraud alert on your credit file\u00a0because an initial fraud alert should slow down an identity thief’s actions in establishing more credit in your name.<\/p>\n 15 U.S.C. 1681 c-1(a)(1) <\/a>of the Fair Credit Reporting Act was established to help consumers stop the identity thief. \u00a0This provision provides that a consumer may request an initial fraud alert provided a good faith suspicion exists that the consumer may have been an identity theft victim. \u00a0The initial fraud alert is designed to be a “one-call” alert with all three major credit reporting agencies placing the initial fraud alert on a consumer’s credit file as long as\u00a0any one of the three credit reporting agencies are notified by a consumer. Once the consumer notes the initial fraud alert, 15 U.S.C. 1681 c-1(h)(1)(B)(i)<\/a>, provides that a user extending credit should “utilize reasonable policies and procedures to form a reasonable belief that the user knows the identity of the person making the request.”<\/p>\n If you need the fraud alert phone numbers for Experian, TransUnion, and Experian, please\u00a0see my previous post on what you can do if you may have been a victim of identity theft<\/a> , or simply call me at my office in Reston, Virginia to discuss your credit report error or identity theft.<\/p>\n <\/p>\n <\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" If you have a credit report error \u00a0or potential identity theft problem in Herndon, Virginia, I would be happy to discuss your situation via the telephone at 703-390-9205. \u00a0My law office has handled numerous cases involving credit report mistakes and identity\u00a0theft, and we are willing to discuss your particular problem. Sometimes consumers need assistance outside … Continue reading Initial Fraud Alerts For Identity Theft Victims<\/span>